SEVERETAIM 67.2
TAIM v1 — 6-layer threat matrix recalculated every 4 hours
12:20 ET
TeenAegis Research · March 2026

Total Harm Cost
$179,836 — median family burden

When a child is harmed by a social media platform, the platform faces fines measured in fractions of a cent per child. The family faces a bill measured in years of their income. This methodology quantifies that asymmetry.

$179,836
Median THC (3 years)
$48,794
Low-end THC
$631,470
Severe case THC
6
Cost domains

Six Cost Domains

Each domain is independently sourced from peer-reviewed research or government data. All figures in 2025 USD.

Mental Health Treatment

Out-of-pocket therapy, psychiatric, and inpatient costs over 3 years.

Median Cost
$24,600
Source: Peer-reviewed research and government health expenditure data
Lost Wages (Caregiver)

Income lost to missed work, reduced hours, and job departure.

Median Cost
$48,000
Source: Independent workforce research and government wage data
Legal Fees

Out-of-pocket litigation costs — MDL intake, expert witnesses, depositions.

Median Cost
$8,500
Source: Published attorney fee schedules and federal MDL case records
Psychological Burden

Monetised caregiver mental health burden using a proprietary economic valuation methodology.

Median Cost
$56,250
Source: Health economics research and federal regulatory valuation frameworks
Family Disruption

Relationship breakdown, sibling impact, and household restructuring costs.

Median Cost
$18,000
Source: Peer-reviewed caregiver burden research
Time Cost

Unpaid hours spent in appointments, court proceedings, and advocacy.

Median Cost
$24,486
Source: Government time-use surveys and caregiver burden research

Composite THC — Median Case

A family with one child experiencing moderate platform-related harm (depression, anxiety, disordered eating — the most common MDL plaintiff profile), pursuing accountability over three years.

Mental Health Treatment
$24,600
Lost Wages (Caregiver)
$48,000
Legal Fees
$8,500
Psychological Burden
$56,250
Family Disruption
$18,000
Time Cost
$24,486
TOTAL MEDIAN THC (3 years)$179,836

Median case: one child, moderate harm, 3-year accountability timeline. Individual outcomes vary based on harm severity, insurance coverage, and litigation path.

The Accountability Asymmetry

What the family pays vs. what the platform pays — per child harmed.

Family (median THC)
THC Methodology (this report)
$179,836
over 3 years
Instagram — FTC fine per child
$170M fine ÷ 85M US users
~$0.002
per child harmed
TikTok — FTC fine per child
$92M settlement ÷ 30M minor users
~$0.003
per child harmed
Meta — MDL settlement estimate
$50M reserve ÷ 1,600 plaintiffs
~$31,250
per plaintiff
The median family bears 5,755× more cost than Instagram's regulatory penalty per child harmed.

Platform-Adjusted THC

Base THC adjusted by each platform's proprietary harm score. Higher-scoring platforms carry a proportionally elevated family cost burden.

Instagram#1
$260,762
Proprietary harm assessment
TikTok#2
$248,174
Proprietary harm assessment
Facebook#3
$242,779
Proprietary harm assessment
Snapchat#4
$237,383
Proprietary harm assessment
Discord#5
$233,787
Proprietary harm assessment
Telegram#6
$223,196
Proprietary harm assessment
X (Twitter)#7
$219,600
Proprietary harm assessment
Roblox#8
$208,609
Proprietary harm assessment
YouTube#9
$203,214
Proprietary harm assessment

Policy Implications

Three arguments the THC framework supports for legislators and attorneys general.

01

Regulatory fines are structurally inadequate

Current FTC fine levels represent less than 0.001% of the median family's THC. Effective deterrence requires fines calibrated to the THC, not to platform revenue.

02

F-grade states impose the full THC on families

In the 16 states with no enacted child online safety law, families bear the entire $179,836 THC with no regulatory backstop, no AG enforcement, and no platform accountability mechanism.

03

The MDL settlement pipeline is insufficient

Even if every MDL plaintiff receives $50,000 — an optimistic estimate — the median family's uncompensated THC remains $129,836. Structural reform, not litigation alone, is the only path to full accountability.

Methodology & Defensibility

  • Every input figure is drawn from peer-reviewed research or government data with a published citation.
  • Economic valuation uses established frameworks accepted in federal regulatory impact assessments and court proceedings.
  • Income figures use conservative national median data rather than plaintiff-specific income.
  • Legal cost inputs are based on published fee schedules and federal MDL case records.

This methodology has not yet been submitted for academic peer review. It is intended as a practitioner framework for litigation support, policy advocacy, and public education. TeenAegis welcomes challenge and refinement from academic economists, public health researchers, and plaintiff attorneys.

Litigation Support

Expert data packages for plaintiff attorneys — harm scores, NCMEC data, and THC calculations for MDL filings.

View Packages

Policy Intelligence

State-customised briefing packages for attorneys general and legislators — THC data, platform harm scores, and legislative gap analysis.

View Packages

Key References

[1]
Foster AA et al. 'Expenditures for Pediatric Behavioral Health Care Over Time.' JAMA Pediatrics, December 15, 2025. Source
[2]
Integrated Benefits Institute. 'Two-Fold Increase in Absenteeism among Caregivers with a Child with Mental Health Needs.' March 5, 2024. Source
[3]
Bend Health. 'New Study Shows Mental Health Support for Kids Reduces Caregiver Burnout and Missed Work.' July 7, 2025. Source
[4]
US EPA. 'Mortality Risk Valuation.' 2024. Source
[5]
BLS. 'Usual Weekly Earnings of Wage and Salary Workers, Q4 2024.' January 2025. Source
[6]
Tor Hoerman Law. 'Social Media Harm Lawsuit Settlement Amounts.' 2025. Source